efficient-2
Explanation
This is a single-panel comic with a caption below it. A woman in a bathrobe finds her partner awake late at night at the computer and asks "Whatcha doin' up late?" The person at the computer responds, "Efficiently allocating our resources to quantitative finance firms." The woman replies "Cool!"
The caption below reads: "Technically I didn't lie about losing our savings daytrading."
The joke is that the person has been losing money through amateur daytrading (buying and selling stocks online), but describes it in the most euphemistic, jargon-heavy way possible. "Efficiently allocating resources to quantitative finance firms" is a technically accurate description of what happens when an amateur trader loses money — the money does end up being transferred to professional quantitative finance firms who are on the other side of those trades. The humor comes from the absurd gap between the impressive-sounding financial language and the embarrassing reality of gambling away the family savings.