you-have-to-love-me
Explanation
The Joke
A menacing figure (possibly a ghost or monster) announces to a woman: "I killed your husband and I''m wearing his skin! Now you have to love me!" The woman, rather than being horrified, responds with calm indifference: "I''m not worried." The creature is confused ("What?"), and the woman explains she mostly just feels "gross" about the whole skin-wearing situation. When the creature asks "Who the hell''s skin am I wearing?" the woman reveals it belongs to her roommate. The creature is "honestly surprised" she is not more upset.
The conversation then takes a series of mundane turns: the woman explains she needed a new roommate anyway, and that the roommate (now deceased) always left the door unlocked. When the creature says it is out of town, she replies, "That''s just responsible" -- apparently approving of the creature''s habit of locking up when leaving. By the end, the horror scenario has been completely defused by the woman''s pragmatic, unflappable attitude.
The Humor
The comic subverts the classic horror trope where a monster kills someone close to the victim and then demands love or obedience. Instead of terror, the woman responds with a series of practical, almost bored reactions that completely deflate the creature''s menacing intentions. Each attempt by the creature to escalate the horror is met with a mundane, rational response. The creature killed her "husband" -- but it was actually her roommate. It''s wearing someone''s skin -- she thinks that''s gross but not scary. Her roommate is dead -- well, the roommate was irresponsible anyway.
The humor lies in the complete mismatch between the creature''s expectations of horror and the woman''s relentlessly practical responses. The monster is operating in a horror-movie framework while the woman is operating in a roommate-complaint framework, and the roommate-complaint framework wins entirely.